Personal Runway Calculator
How long can you survive without a paycheck? Calculate your personal runway before making the leap to startup life.
Calculate Your Runway
Enter your financial details below
Total liquid savings available
Rent, food, insurance, debt payments, etc.
3-6 months expenses for emergencies
Monthly income from side work
Monthly salary from your startup
Your Personal Runway
months
Target: 12+ months (moderate)
Available Savings
$40,000
After emergency fund
Net Monthly Burn
$4,000
After income
Proceed with Caution
Consider extending runway before going full-time.
Savings Depletion Over Time
The red dashed line shows your emergency fund threshold - don't dip below this!
Ways to Extend Your Runway
Cut 20% Expenses
+2 months ($3,200/mo burn)
Add $1K Side Income
+3 months ($3,000/mo burn)
$2K Startup Salary
+10 months ($2,000/mo burn)
Personalized Recommendations
Build up your emergency fund to at least 3 months of expenses before going full-time on your startup.
Consider freelancing or consulting 5-10 hours/week to extend your runway significantly.
If you've raised funding, even a small founder salary can significantly extend your personal runway.
Want to learn more about personal runway planning?
Read our guide covering how much personal savings you need, expense optimization, and when to take the startup leap.
Read the complete personal runway guide →